Retiree Benefits Management

RetireeFirst’s Medicare Migration program is designed to address the intricate challenges faced by public sector plan sponsors and retirees. We help identify Medicare-eligible retirees that are currently not eligible for Medicare, conduct a thorough cost-benefit analysis for the plan sponsor, and guide retirees throughout the entire migration journey, saving the plan money while providing a positive retiree experience.

One unique challenge our clients face is handling retirees who are ineligible for Medicare due to not contributing to the program during their active working years. While public employees may have made pension system contributions, the absence of Social Security payments excludes them from accessing valuable federal Medicare subsidies. A common example is teachers who did not have to pay into Social Security. This creates financial burdens for retirees and affects municipalities that miss out on potential cost savings. Facilitating Medicare migration for our clients requires expertise and resources, as the process can be time-intensive and costly.